Best Mountain Bikes Under 200 – Beginners Bike Guide
If you ever visit a local shop to look for the best mountain bikes under $200, the storekeeper may wrinkle his face in a dismissive manner. After that, he will suggest you to pay at least twice or thrice of your budget if you want something good. But, this is just a TRAP! Don’t fall for it. Here’s the catch!
There are two options for you. First, you may fall for his trap by believing his words. And secondly, you can go for a perfect mountain bike within your budget range. If you choose the second one, scroll down to know more interesting stuffs about budget mountain bikes!
Well, what is a mountain bike? For those who are new to bikes, this is a bike designed for off-road cycling. Despite their name, not all mountains bikes are designed to go up and down the mountain. At the same time, not every person who buys a mountain bike wants to cycle up and down the mountain either. But for those who would love to explore and get some time off the tarmac, be sure to try out the following mountain bikes; cross country mountain bikes, which are the most common.
You can also go for All mountain/ Enduro mountain bikes, if you are not in a position to make out what bike you want, this will be your best choice as it never goes wrong, Downhill mountain bikes, designed are for riders who just want the downhill riding experience, Freeride mountain bikes, almost similar to Downhill bikes and finally Dirt Jump bikes which come as a blend of Freeride and BMX.
There being several types of mountain bikes, I will discuss the best ones from the many tried out in that one decade. You can try out either depending on what you want to do with the bike. Be keen of their features for the suitable choice, since some of these bikes have almost similar specifications but serve very different purposes. Make your choice wisely and enjoy your riding.
- Mountain Bikes Under-200 Comparison
- Best Mountains Bikes Under - 200 Reviews
- 01. Akonza Cobra Mountain Road Bicycle
- 02. Merax Falcon Full Suspension Mountain Bike
- 03. Schwinn High Timber Mountain Bikes, Multiple Sizes, Multiple Colors
- 04. Generic 26 inch Hyper Havoc Full Suspension Men's Mountain Bike
- 05. Mongoose Status 2.2 Women's 26 inch Wheel Mountain Bike
- 06. Mongoose Status 2.2 Mountain Bike 26" Wheel Men's bicycle
- 07. Stowabike 26" MTB V2 Folding Bike
- 08. Dynacraft Power Climber 26" Ladies 21S Bike
- 09. Mongoose Cache 26" Men's Mountain Bike
- 10. Roadmaster 26" Men's Granite Peak Men's Bike
- 11. Northwoods Aluminum Full Suspension Mountain Bike
- How To Choose The Best Mountain Bike Under 200 Dollars
- 01. Style/Design
- 02. Frame Material
- 03. Gears & Shifters
- 04. Geometry
- 05. Suspension
- 06. Brakes
- 07. Wheel & Tire
- 08. Size Select
- 09. Weight
- 10. Budget
- Final Words
Mountain Bikes Under-200 Comparison
Akonza Cobra Mountain Road Bicycle
Merax Falcon Mountain Bike
Schwinn High Timber Mountain Bikes
24", 27.5" & 29"
Generic 26 inch Hyper Havoc Full Suspension Men's Mountain Bike
Mongoose Status 2.2 Women's 26 inch Wheel Mountain Bike
Mongoose Status 2.2 Men Mountain Bike
Stowabike 26" MTB V2 Folding Mountain Bike
Dynacraft Power Climber 26" Ladies Bike
Mongoose Mountain Bike
Roadmaster Mountain Bike
Northwoods Mountain Bike
Best Mountains Bikes Under - 200 Reviews
If you are looking for quality and reliable mountain bikes, read my reviews of the best mountain bikes under 200 that bikers and outdoor lovers appreciate. Whether you are choosing a mountain bikes for rough biking, normal biking or recreational biking, I'm sure you will end up with one after going through the reviews.
01. Akonza Cobra Mountain Road Bicycle
The beginners always ask,“Which bike should I buy?”And people recommend the traditional bikes most of the time.But, before suggesting someone, we should listen to his requirements. He may need something special!
Well, if you are a beginner rider and need an entry-level mountain bike, you can easily go for Akonza Cobra Mountain Road Bicycle. This bike is designed to be the most economical and full-featured bike for the beginners.
Though it is designed for the beginners, it doesn’t mean that this bike is good only for the flat surfaces. Actually, this bike works great in the beaked hills too!
The manufacturer company uses high-grade rubber gripped handles bars in this bike. Even the seat is made by the natural contours of the human body. It provides a better riding experience to the rider.
Further, this Akonza Cobra comes with anti-skid tires. This tire ensures that your bicycle will be still and steady on the slippery surface too! Even, there is nylon made pedals in this bike which adds security while riding.
Finding a bike for the entry level bikers isn’t an easy choice. But thanks to Akonza to making this task easier. This Cobra with front and rear suspensions &7-rapid fire derailleur’s must be a good choice for beginners.
02. Merax Falcon Full Suspension Mountain Bike
Don’t say that you didn’t dream about conquering the Mount Everest! It is a dream of almost every adventure enthusiast. Instead of the icy mountains, if you want to conquer a rugged mountain, you will need a mountain bike. If you are looking for a sturdy yet low-cost full suspension mountain bike, the Merax Falcon will be a worthy choice.
This bike offers the smoothest ride with increased control because of the dual suspension design and aluminum frame. As this Merax Falcon is a full suspension bike, it can handle rugged surface area very well.
Another good thing about this mountain bike is that you can assemble this bike pretty easily. In fact, it will be delivered to your hand almost 85% assembled. But if you are thinking about detaching the wheels, you can do it within seconds without any help of expertise! This bike is also offering you 21 speeds which will give you a range of options to surf the hills!
Another feature I like about this bike is the overall visual design. The manufacturer company made itin three different color combinations. This bike is available at White&Red, Gray & Green, and Black & Blue.
However, it has a simple drawback too. This bike is only available as a 26-inch wheeler. It will be the best fit for 5 ½ to 6 feet heighted people. If you are shorter than this, I don’t think that this bike will be a wise choice for you. Further, it has a maximum weight limit of 330 lbs (approximately 150kg).
With the budget range of under $200, this might be the best choice as your adventure partner. This bike is definitely the best value for your money with other aesthetic and technical benefits.
The lightweight 6061 heat treated alloy frame makes this bike a suitable fit for both the experienced and novice bikers. Such a well-designed and perfectly manufactured bike will fulfill your riding needs for sure!
03. Schwinn High Timber Mountain Bikes, Multiple Sizes, Multiple Colors
Mountain biking is a sport loved by many. It is a sport which opens up band new challenges, opportunities & experiences for bikers and travelers around the world. Mountain biking involves biking over rough terrain, stony and irregular path, downhill etc. To fulfill your passion and thrill for mountain biking Schwinn High Timber Mountain Bikes are one of the best of its kind. It provides perfect endurance and balance.
The Schwinn High Timber has a steel frame of 29 inches. It provides durable and responsible riding. It is a 21speed bike, with Shimano Revoshift twist shifters; it also has a Shimano rear derailleur, which provides a wide gear range and quick shifts out on the trail. The bicycle is equipped with front and rear linear pull brakes for crisp and provides an efficient stop. Its MTB riser handler provides a comfortable riding experience. The bike’s dimensions (L X W x H) are of 68 x 23 x 41 inches. And weighs about 42lbs, wheel diameter is 26 inches and rear cogs 14-28T. Schwinn High Timber Mountain Bike’s 29er has a limited lifetime warranty.
Its Frame material is made of aluminium 17 inches. It has SR Suntour M2000 front suspension fork and its shifters are SRAM grip shift shifters.
Its suspension fork increases control, while the handlebars offer a comfortable upright riding position. Suspension fork is made up of aluminium and makes the bike light weight and durable. The bike’s AL's quick release seat allows you make height adjustments.
Wheels & saddle:
Its wheel diameter is 26 inches and has a maximum weight capacity of 300 lbs. The bike’s large wheels allow it to roll over stones and mountainous pathways. The saddle is of Schwinn vinyl mountain sport brand and pedals are plastic.
Light and strong alloy rims add durability without weighing you down, while Schwinn alloy cranks with triple chain rings supply optimal gearing. Its rims are made of single wall rims alloy. The front hub if made of alloy QR and rear hub of alloy bolt on.
Schwinn High Timber Mountain Bike is calculated to be fully featured and provides the best experience. It is user friendly and economically entry leveled Mountain bike. It will satisfy all your needs to cover off road trails like single track, back country roads, fire roads, cross country, trail riding and many more.
04. Generic 26 inch Hyper Havoc Full Suspension Men's Mountain Bike
The Generic 26" Hyper Havoc Full suspension Mountain Bike is calculated to be fully featured, provides the best experience, user friendly and economically entry leveled Mountain bike. It will satisfy all your needs to cover off road trails like single track, back country roads, fire roads, cross country, trail riding and many more.
The Havoc full suspension 26" men's mountain bike is lightweight. Its front and rear suspension gives provide smooth rides. Its speed is 21; it also has a comfortable Shimano twist shifter along with Shimano rear derailleur. Gears can be changed easily. It has three piece, standard pedals, and high performance crank and is also equipped with a plush MTB seat, providing you ultimate comfort during long trip rides. The bike’s dimensions are of 52.4 x 7.5 x 27.2 inches. The bike is made & designed by Hyper Bicycles, established by former BMX pro Clay Goldsmid; providing hyper graphics which are authentic.
The bike has an aluminium frame, giving you a very lightweight feeling, while riding. Handle bars are standard. The rims are of 26 inches, with 21 speeds twist grip.
The Mountain bike has full suspension with fork. Its smooth fork material absorbs shock from rough trails and enables you to ride easily and handle your bike well. It enables switching flawlessly from a rocky mountain trail to an easy outdoor ride. The suspension fork is adjustable so that you can adjust it according to your requirements.
The wheels are of 26 inches. The bike’s large wheels allow it to roll over stones and mountainous pathways.
Front and rear brakes:
It also has front and rear Shimano pull braking system. The hard pull brakes for good riding control. Also its 21 Speed Shimano gearing, allows smooth, fast and accurate hand grip shifting.
There are very few bikes you can have fun at such a reasonable price. It has been resourcefully designed to meet the needs of a large variety of riders. You can upgrade and customize this Generic 26" Hyper Havoc Full suspension Mountain Bike according to your preferences. The bike provides its riders durability and comfort. The suspension Hyper Havoc bike contains a padded gel seat; this provides an increased comfort and a rugged frame for good durability
05. Mongoose Status 2.2 Women's 26 inch Wheel Mountain Bike
Many mountain bikes nowadays are quite costly, and it gets tough for an average person to purchase them. If you are a traveler, or love riding in all types of terrains, or a mountain biker the Mongoose Status 2.2 Women’s 26" Wheel Mountain Bike is the sort of reasonable and quality bike with all proper features. It is a bike which gives you the tools that you need to experience a fun and exciting ride, and all that within a reasonable budget.
Mongoose status 2.2 is a women’s full suspension bike. It contains a lightweight aluminum frame, 4 bar linkage, alloy rims, its speed is 21 with a Shimano rear derailleur, making smooth gear changes every ride; has linear pull brakes, front shock and SRAM shifters. It has riser handlebar with colored end plugs, this helps to complete the MTB look. It has Front and rear v brakes to enable quick stopping. Dimensions of the bike are 68 inches by 23 inches by 41 inches and the chain is KMZ Z51.
The bike is made up of aluminum MTB frame with hydro formed tubing aluminium frame makes the bike lightweight and durable so that I can support you riding on all sorts of terrain. The frame is of 16-18 inches. It also has height adjustment features, so that people of all heights and sizes can ride is comfortably.
The bike is a front element full suspension type rig. The front fork is equipped with an element suspension component to smooth out any bumps, humps, cracks etc on your path. This feature is also present on the rear shock mechanism where it will absorb any vibrations that come from rocky, harsh tough mountainous terrains. It also helps provide maximum control of the bike while riding.
The wheels are of 26 inches and of alloy material. The bike has a free wheel hub so that you can pedal backwards without any difficulties. The pedals are made of plastic.
The speed control of the bike is provided by a rear derailleur of Shimano brand and SRAM twist shifters. This combination helps to perform a gear change smoothly without nags, and it is also adaptable changing conditions on the road. The durability of the shifters is of high quality.
Mongoose status 2.2 is a women’s full suspension bike is a very good choice for women who love travelling and also those who love occasional riding. Its excellent durable features, smart speed controlling and height controlling features are very handy and well praised. It has good reviews and highly recommended by its riders.
06. Mongoose Status 2.2 Mountain Bike 26" Wheel Men's bicycle
Is there anything yet that has not already been said? Yes, that’s the Mongoose Mountain Bike. These bikes are already well known for specific color combinations and distinctive styling. Today we will talk about a remarkable bike from Mongoose. Under the budget of $200, probably this Mongoose Status 2.2 Mountain Bike is an excellent choice for every biker. Mongoose always tries to include the latest and fittest technology with style, performance and blend of quality.
It is fairly uncommon to find out a 26-inch wheel size mountain bike that is specially made for men. These jumbo sized wheels help you to pass longer distance with a minimal effort to pedal. It leaves you some extra energy after completing a long ride.
The secret behind making these bikes lightweight yet sturdy is the Aluminum. Aluminum is widely popular because of its durability. Additionally, it also increases the portability that comes in handy during storage. Though it is a lightweight bike, it can dispute up to 330 lbs despite its small structure and frame.
Mongoose includes suspension forks on both rear and front wheels. These forks are extremely important while surfing the rough surface of the mountains.
Along with all of these features, the speed is another blessing. This Mongoose Status 2.2 contains 21-speed gear shifts from Shimano. Further, it is easier to shift gear depends on the terrain.
This bike has not only the most significant speed but also a great stopping power when needed. The brake is quite useful even when you are under a free roll. It gives you ultimate control on the road without sacrificing the safety.
With the greatest build quality, big wheel and ultimate control over the bike, it becomes a perfect package of the best mountain bike under $200.
Summary: A bike from Mongoose with 21-speed gear shifts must be a blessing for the riders. If you want a sturdy yet lightweight bike, you should take a good look at this bike.
07. Stowabike 26" MTB V2 Folding Bike
Mountain bikes are amazing. No doubts about that. But the problem arises while you think about transportation!
You may want to hike on the beautiful mountains of Colorado. But if you don’t live there, you have to take the bike there. To do this, most of the people prefer the back-part of their truck or car.
But, the bike is not the only thing that you may need while traveling to Colorado. You must carry out other required stuff. That means you must need a big car. Most likely, there is a slight possibility that your bike might be damaged under that stuff!
So, what should you do?
The solution is the folding bikes! If you love to travel a lot with your bike, the folding bikes will be a great fit for you.
It is not a common task to find out a mountain bike that can satisfy all of your biking needs. To become a perfect bike, it must stand out from the crowd as well as style is concerned at an affordable price!
By considering all of these facts, the Stowabike 26" MTB V2 Folding Dual Suspension 18 Speed Shimano Gears Mountain Bike looks like a perfect one. We have done a thorough review to find out what makes it as the best one. Let me show you what we’ve got!
If you are not a craving biker and you just use your bicycle to move around, then this 26" Stowabike is for you.Once you start to use it, you will forget that it’s just a foldable machine. This bike doesn’t feel frail like the other foldable bike.
This Stowabike 26″ folding bike will provide the satisfaction of having both a folding bike and a mountain bike. The best part of this bike is its compatibility with small places. It is a good fit for the tight spaces. The new addition of this bike is the spring shock system. It helps you to avoid absorbing tremors from obstacles.
This bike comes with high-quality components. A dual suspension system from Shimanto is a perfect example for greater performance and gorgeous outlook.The tough exterior not only built for long-lasting but to fold too.
That’s right! You can travel anywhere you want with this bike. Further, it also fits from the small space in your garage to the trunk of your car.So, why don’t you grab one right now?
Summary: Foldable mountain bikes are always on the centers of biker’s devotion. And when a foldable mountain bike comes with 18-speed Shimano gear and the zoom steel suspension fork, you can definitely choose this one.
08. Dynacraft Power Climber 26" Ladies 21S Bike
Recently I asked a female rider about her riding experience. And she described an overall scenario of the difficulties of riding a general bike. Surprisingly, I noticed that riding a general bike is as painful as hell for the women.
Just like the people, I also thought that there are no differences between men and women bikes. But the reality is there are plenty of differences. The main reason is the differences between the height and body shape of man and woman.
So, I start analyzing the spec sheets and geometry charts of mountain bikes. After analyzing countless specified bikes, I have found out the best mountain bikes for women. And that is Dynacraft Power Climber 26" Ladies 21S Bike.
Well, it’s not easy to find the best one among tons of mountain bikes. So, why I choose this Dynacraft Power Climber as the best one?
The body of this bike is Aluminum made and very lightweight. This lightweight body provides very smooth transitions on a rough surface. While talking about the body, it is mandatory to mention its brakes. This bike comes with steel front and rear V-brakes. It allows you to stop wherever you want.
The 26 inches wheel of Dynacraft power climber contains a perfect set of wheels for the adventure enthusiasts! It’s padded saddle, and front fork suspension ensures that you will enjoy a very comfortable ride with this Dynacraft bike. The padded saddle seat offers comfort while riding on bumpy roads.
The wheels included 21-speed index derailleur with Shimano grip Shifters to provide the best riding experience on mountains.
Summary: This bike is a complete package of quality for the lady bikers. If you searching a lightweight and almost perfect bike for your needs, you must consider this Dynacraft Power!
09. Mongoose Cache 26" Men's Mountain Bike
Have you been on the look out of the best mountain bike to get your husband or boyfriend on his coming birthday? Well, are you a man looking for a great mountain bike at a good price? Here is what you have been looking for.
Mongoose cache has been the bike commonly used by athletes, and I believe you have seen how easy they make it look like to ride this bike off the tarmac.
The Mongoose Cache has amazing features that make it the perfect choice for mountain riders. It has a lightweight aluminum frame and alloy rims and 21 speeds that suit all types of riding. A powerful braking system is provided by the linear pull rear brake and disc front brake. Its riding position is very comfortable and athletic as well.
Summary: This Mongoose Cache is a lightweight aluminum-made bike. Along with the 21 speed Shimano rear derailleur with SRAM twist shifter, this bike is unbeatable on its point.
10. Roadmaster 26" Men's Granite Peak Men's Bike
It's an all-around bike that is designed just for you because you can go places with it. Riding it is easy and it works great. It is a great deal for your money because it is very much worth the purchase.
It features a tire grid tread that grips pavement or dirt and a suspension fork that smoothness the path ahead of you. How great is that? With its 18 speeds, the SRAM drive twist sifters in order to change gears smoothly which is made possible by the three-piece mountain crank which offers wide gear range.
You can never go wrong with the Roadmaster, wherever you go you can ride smooth and stop easily without rolling over because of the linear pull brakes that provide great stopping power.
Summary: The geometrically perfect frame isn’t a common thing for the mountain bikes. Along with the other facilities, this one wins my heart from the very beginning.
11. Northwoods Aluminum Full Suspension Mountain Bike
In case you are not sure about what to get your teenage son for his birthday stop worrying yourself too much because I know the perfect gift that will make his birthday the best one ever.
Get him the Northwoods Aluminum Full Suspension Mountain Bike and watch how you become a cool parent because of the cool gift. Assembling the parts of the bike is a simple task that will not take much of your time. It has a user manual and a toolkit that has the tools to help you during the assembling.
It is designed with an aluminum frame that makes it serve your riding for a long period of time. Get this bike and get to rock the streets and have everyone looking at you as you ride down the street past the vehicles.
The bike is fast enough and has the best brakes for easy stopping and cycling. Its seat and handlebars are easy to adjust in order for you get comfortable as you enjoy your riding.
Summary: while buying a mountain bike for the teenagers, you have to consider hundreds of things. But, thanks to North Woods for combining all of those required functions on a single bike. This bike is a perfect beast for your beloved teenagers.
How To Choose The Best Mountain Bike Under 200 Dollars
Do not just hope into a shop and grab any bike that looks appealing to your eyes. You might end up regretting which is not what you wish for. Consider the following things any time you want to buy the best mountain bike.
Each bike has a special feature that makes it different from the rest. Pick one that has all the features you want so that it satisfies your needs. Do not be convinced to buy what you think will not suit. After all, you are the buyer.
Mountain Bicycle design refers to the creativity and buildup of two wheels, human driven, pedal paddled vehicles, and their use for various aspects and necessities of our daily lives. Bikes can take on a variety of frame and suspension geometries, can be structured from different materials such as aluminium, bamboo and carbon fiber and can also include hybrid and electric versions. Each of the bikes are designed with good suspension systems, front and rear braking features, grip shift shifters and much more; all to provide riders a very healthy and exciting riding experience.
02. Frame Material
Frame material is made of aluminium, steel, titanium or carbon. Steel frames are used in many bikes. The walls are thinner in the center of the bike frame. Steel is the least expensive frame material among all. Aluminium frames are larger in diameter, but more rigid and sturdier than steel. It provides a lighter and stiffer frame, providing efficient ride. Titanium frame has one of the highest strength to weight ratios. Titanium frames can flex and maintain its shape very well, thus it is used as a shock absorber on some bikes. Carbon fiber frames are tough and exceptionally lightweight. Carbon fibers are made up of a bunch of knitted carbon fibers attached together with glue. The material is also resistant to corrosion and can be molded into any specific shape.
03. Gears & Shifters
When riding a bike, your body can produce so much power before you lose energy. Gears on a bicycle help you ride more efficiently and unfailingly so you can sustain much of your energy for more time. Gear shifters are an important part of your bicycle enabling you to increase o r and decrease the range of gears to the demands of terrain, speed etc. There are many types of gear shifters: indexed shifters, friction shifters, and MTB and road shifters. MTB shifters are mostly found on mountain bikes. These shifters can be activated by thumb and fore finger. These provide the best control when riding rough mountainous terrain.
Bike geometry is accountable for how a bicycle looks, feels, rides, and handles. It is also the collection of key measurements that define a particular bicycle of motor cycle configuration. The geometry of the rider and his location is in direct proportion to the geometry of the bicycle. The geometry of the bicycle determines the length and angles that, defines its full suspension fork and frame. A bicycle which is too large compared to the size of the rider is not appropriate and would also place the rider in dangerous situations. Rider and bike geometry must be equivalent and in good proportions to make an enjoyable riding experience, without keeping in mind the age or gender of the rider.
Suspensions are the system of systems which prevent the rider to feel impacts from any kind of rough terrain while riding. Suspension systems absorb the impact of the rough path and insulate it, preventing the force to reach the rider and keep him safe and comfortable. Mountain bikes are classified into three categories: rigid, hard tail, and full. Rigid bikes are the most common type; rigid ones have no suspension or shock absorbing qualities. Hard tail bikes have suspension on their front wheel tires only. They do not have rear suspension on rear wheel tires. Full suspension mountain bicycles have both front and rear suspensions. Full suspension bicycles have the feature which can help to lock out the rear suspension for better climbing
There are different types of brakes present on mountain bicycles: Generally use Disc and Rim. Disc brakes have long replaced rim brakes on most models with except entry level bikes. Disc brakes hold firmly onto a brake rotor mounted to the wheel hub of bike. It is available in two versions: hydraulic and cable activated. Hydraulic is often the preferred version as it has less finger effort and powerful stopping ability. Wireless, rim brakes hold tightly on the wheel rims with cable activation from the rider. They are cheaper than disc brakes, and are easily adjustable. Rim brakes have less stopping power in wet or muddy conditions.
07. Wheel & Tire
Wheels help to support the tires and are an important part of bikes. Mountain bicycle wheel sizes are 26, 27.5, or 29 inches. The 27.5-inch wheel sizes provide a comfortable ride on the roughest terrain. The 29 inch wheels are faster but require more effort and energy to roll. These wheels are chosen for cars which travel long distances. The latest wheels is the 650B (27.5-inch) tire which divides the difference between the 26 inch and 29 inch wheel size.
Choosing the right tire will increase your riding comfort and experience. Mountain bikes have tires with widths ranging from 2.25- 2.4 inches. Mountain bike tires are of 2 types. They are either ‘clincher’ or 'tubeless. Clincher tires require a tube to hold air and inflate it. Clincher tires require no internal tube; they rely on firm tolerances and air pressure to produce an airtight seal. Wider tires will ultimately have better traction. Tubeless tires are your best bet for all types of mountain bike riding.
08. Size Select
When buying a bicycle, the correct size is the most important factor when it comes to comfort & efficiency. A bike that is too small will be frustrating to ride and uncomfortable.. A bike that is too big is also uncomfortable and dangerous for the rider as well, as it gets tough to control larger sized bikes.
The weight of mountain bicycles range from 30 to 38 pounds. The weight of the bikes varies depending on bike composition and frame material. Alloy and aluminum frames are lighter; Mountain bikes which have full suspension have added weight on them, this they can travel longer distances and roll over tough mountainous path and terrain. in general, a bike will be about the perfect size fit if the top tube (the bar that goes between the seat and the handlebar) leaves 2-3 fingers of space below your groin as you straddle your bike with your feet flat on the floor. You should know mountain bikes are a bit smaller than normal bikes, so that you can control and rider better on rough paths.
Budget of your mountain bike depends and varies on the type of bike, the brand of the bike, the material being used on the frame and fork. Sometimes it also depends on the condition of the bike. Bicycles of good and prestigious brands may be a bit costly, as they use high quality materials to make their product and design them better. But it is not the case that always a good brand is the sole identity of a quality mountain bike. Mountain bikes constructed by good companies and normal brands are very good too. These bikes have all proper features needed for riding and are also affordable and can be obtained by average people within their desired budgets.
I have been riding for more than ten years, and I can assure you that owning some mountain bikes is one of the best things that has ever happened to me. Find out what you need so that you choose the type of bike that will match your requirements.
Do not be in a rush since there are thousands of bike designs and you might end up mixing up yourself.
Talking from experience, mountain bikes are fun and smooth to ride off the tarmac. I would suggest you get yourself one or even more if you love to explore a terrain that looks difficult to ride through.
I was a little scared first time I went mountain riding with my friends, but I can assure you it is safe if you have the riding skills. Don't be surprised to be an expect within a very a short period. You can try out any of these great and affordable bikes for the most fun of the experience.